shopping redefined.

Shop hassle-free at your favorite stores, as you pay back in flexible & affordable monthly installments.

Upgrade your life

Shopping should always be enjoyable and stress-free. That’s why we let you pay comfortably as you spread out your payments over 12 months.

What do you need today?

Lipa later credit Card

Buy anything, anywhere, anytime.

Trade in

Save by upgrading your electronics

How it works





Sign up online to access your account. Get a pre-approval, submit your 3-month bank statements, and ID/ passport to activate your credit limit


Shop & select your item

Make an upfront payment of 10% of the value of the item. Accept the T’s and C’s  sent via USSD, then walk away your item


Easy monthly payments

Using your Account, pay with mobile money via MTN, or via card monthly, and spread out over 12 months

Quick & Easy

Up to 12 months
Repayment Period.

Flexible & Affordable
repayment plans.

Our Partners